Many of life’s challenges can be resolved with sufficient financial resources. If you have enough assets, quitting a job that no longer serves you should not be a concern. For colleagues you value, you can maintain those relationships outside the workplace. If you have a dream career, there’s no harm in proactively pursuing opportunities—sometimes, simply putting yourself forward is all it takes.

As parents age, their care becomes a pressing issue. If you have enough financial resources, many of these concerns become more manageable. Relying solely on personal effort to handle elder care is an immense challenge, but financial stability allows you to access professional services that ease the burden.

Inheritance disputes are another common source of family conflict. Despite being bound by blood, family members often become blinded by money, leading to heated arguments and broken relationships. Achieving financial freedom means you can stay above these conflicts. With proper financial planning—such as establishing a family trust or asset management company—you can not only protect your own wealth but also help your family minimize taxes and plan for future generations.

It is often said that 80% of life’s problems can be solved with money. This means that if you have financial stability, you can quickly resolve most material issues and focus your energy on the remaining 20%—the truly significant matters in life, such as personal growth, relationships, and happiness.

Unfortunately, many people mix up their priorities. They attempt to solve financial problems without financial resources, leading to unnecessary stress and struggle. The key is to understand what money can and cannot do, and use it strategically.

Becoming financially independent grants you control over your time and decisions. Once you achieve financial freedom, you realize what truly matters—people, experiences, and personal fulfillment. It also opens doors to new opportunities, as wealthy individuals tend to associate with others in similar circles, leading to valuable connections and further financial growth.

“80% of life’s problems can be solved with money. Therefore, the first priority in life should be to build wealth.”

This does not mean that money is everything, but rather that financial security allows you to focus on the things that truly bring meaning to your life. The sooner you achieve financial stability, the sooner you can shift your attention to what really matters—health, relationships, and personal fulfillment.

Money should be a tool, not the ultimate goal. Strive to build financial stability so you can navigate life with greater ease. Once you have secured the means to solve everyday problems, you will have the freedom to focus on what truly brings you happiness and fulfillment.