ETF Analysis

SPY

SPDR S&P 500 ETF Trust (SPY)

The SPDR S&P 500 ETF Trust (SPY) tracks the S&P 500 Index and is one of the most actively traded ETFs in the world. SPY is often used by institutions and active investors for broad U.S. large-cap exposure, liquidity, hedging, and tactical allocation.


Key Facts

Field Value
Ticker SPY
Issuer State Street Global Advisors / SPDR
Inception Date January 22, 1993
Expense Ratio 0.0945%
Benchmark S&P 500 Index
Asset Class U.S. Large-Cap Equity
Dividend Frequency Quarterly
Structure Unit Investment Trust
Primary Use Case Highly liquid S&P 500 exposure and trading vehicle

Latest Price Data

Data fetched via scripts/fetch_spy_etf.py on 2026-07-06; latest market row from Yahoo Finance is 2026-07-02.

Field Value
Last Adjusted Close $744.78
52-Week High $757.62
52-Week Low $613.54
YTD Return +9.60%
30-Day Avg Volume ~57.7M shares/day
Data As Of 2026-07-02
Exchange Timezone America/New_York

Historical Annual Returns

Year Return (%)
2026 +9.80%
2025 +17.72%
2024 +24.89%
2023 +26.18%
2022 -18.18%
2021 +28.73%
2020 +18.33%
2019 +31.22%
2018 -4.57%
2017 +21.71%
2016 +12.00%
2015 +1.23%
2014 +13.46%
2013 +32.31%
2012 +15.99%

Trailing Period Returns (CAGR)

Period Annualised Return
1 Year +21.38%
3 Year +20.34%
5 Year +12.94%
10 Year +15.43%
Since Inception (1993) +10.81%

Risk Metrics

Metric Value
Beta (vs. S&P 500) ~1.00
Expected Return (5-Year, Annualised) +14.99%
Standard Deviation (5-Year, Annualised) ~17.1%
Sharpe Ratio (5-Year, rf=4.5%) ~0.61
Max Drawdown (available history) -55.2% (Mar 2009)
Correlation to VOO Very high; both track the S&P 500 Index

Price History (Recent 12 Months)

Month Adjusted Close (USD) Monthly Return
Aug 2025 $637.98 +2.05%
Sep 2025 $660.71 +3.56%
Oct 2025 $676.46 +2.38%
Nov 2025 $677.77 +0.20%
Dec 2025 $678.32 +0.08%
Jan 2026 $688.31 +1.47%
Feb 2026 $682.36 -0.86%
Mar 2026 $648.67 -4.94%
Apr 2026 $716.81 +10.51%
May 2026 $754.54 +5.26%
Jun 2026 $746.77 -1.03%
Jul 2026 $744.78 -0.27%

Investment Thesis

Strengths

  • Exceptional liquidity: SPY typically trades with very tight spreads and deep options markets.
  • Transparent exposure: Investors get direct S&P 500 exposure across U.S. mega-cap and large-cap companies.
  • Long operating history: SPY has traded since 1993, providing a long live-performance record through multiple market cycles.
  • Useful trading instrument: The fund is widely used for tactical asset allocation, hedging, and portfolio rebalancing.

Risks

  • Market concentration: Returns are dominated by U.S. large-cap equities and the largest index constituents.
  • No downside protection: SPY remains fully exposed to equity bear markets.
  • Higher cost than some peers: SPY’s expense ratio is higher than VOO and IVV, which may matter for long holding periods.
  • Valuation sensitivity: Elevated S&P 500 valuations can reduce future expected returns.

Comparison vs. VOO

Feature SPY VOO
Sponsor State Street SPDR Vanguard
Inception 1993 2010
Expense Ratio 0.0945% 0.03%
Structure Unit Investment Trust Open-End ETF
Best Fit Trading, options, tactical liquidity Long-term low-cost core holding
Benchmark S&P 500 Index S&P 500 Index

Portfolio Role

SPY can serve as a liquid U.S. equity sleeve in a diversified portfolio. Long-term buy-and-hold investors may prefer lower-cost S&P 500 ETFs, while traders may prefer SPY because of its market depth and options ecosystem.

Data sourced from Yahoo Finance’s chart endpoint via scripts/fetch_spy_etf.py. Re-run the script to update price data, historical returns, and risk metrics.

ETF S&P 500 SPDR Large Cap Passive Investing