Synchrony Financial (SYF) is a consumer finance company in the Financials sector. Listed on the NASDAQ, Synchrony Financial is a component of the S&P 500 index. As of 2026-06-10, the stock is trading at $69.56.
Key Metrics & Risk
Based on 5-year historical data from Yahoo Finance (daily returns, annualized using 252 trading days).
| Metric | Value |
|---|---|
| Latest Price | $69.56 |
| Latest Date | 2026-06-10 |
| Expected Return (Annualized) | 15.88% |
| Risk / Std Dev (Annualized) | 36.79% |
| Sharpe Ratio (rf=4.5%) | 0.31 |
S&P 500 Context
- Sector: Financials
- Sub-Industry: Consumer Finance
- Exchange: NASDAQ
- Index: S&P 500 Component
Risk/Return Profile
The stock shows an annualized expected return of 15.88% with an annualized volatility of 36.79%. The Sharpe ratio of 0.31 (assuming 4.5% risk-free rate) indicates below-average risk-adjusted returns relative to the risk-free rate.
Modern Portfolio Theory Positioning
This stock is plotted on the S&P 500 Modern Portfolio Theory chart which visualizes the risk/return trade-off across all S&P 500 components. The chart uses Sharpe ratio as the color dimension, allowing quick identification of stocks with superior risk-adjusted performance.
Fundamentals
| Metric | Value |
|---|---|
| Market Cap | 23.4B |
| Enterprise Value | 20.53B |
| Trailing P/E | 7.2 |
| Forward P/E | 6.63 |
| Price to Book | 1.54 |
| Price to Sales | 2.37 |
| EV/Revenue | 2.08 |
| Profitability | | | Profit Margin | 36.39% | | Operating Margin | 48.03% | | ROE | 21.78% | | ROA | 2.96% |
| Growth | | | Revenue Growth | 6.1% | | Earnings Growth | 20.1% |
| Dividend | | | Dividend Yield | 173.0% | | Payout Ratio | 12.42% | | 5Y Avg Yield | 217.0% |
| Financial Health | | | Total Revenue | 9.89B | | Total Debt | 16.43B | | Total Cash | 20.56B | | Operating Cash Flow | 9.83B |
| Price & Technical | | | 52W High | $88.77$ | | 52W Low | $59.46$ | | 50-Day Avg | $72.69$ | | 200-Day Avg | $74.29$ | | Beta | 1.32 | | Shares Outstanding | 0.34B | | Float Shares | 0.33B | | Insider Holdings | 0.35% | | Institutional Holdings | 107.56% | | Short Ratio | 5.84 | | Short % of Float | 8.98% |
| Analyst Targets | | | Target High | $103.0$ | | Target Low | $77.0$ | | Target Mean | $89.22$ | | Target Median | $90.0$ | | # of Analysts | 23 | | Recommendation | buy |
Disclaimer
This analysis is for educational purposes only and does not constitute financial advice. Past performance is not indicative of future results. Always conduct your own research or consult a qualified financial advisor before making investment decisions.