Truist Financial (TFC) is a diversified banks company in the Financials sector. Listed on the NASDAQ, Truist Financial is a component of the S&P 500 index. As of 2026-06-10, the stock is trading at $49.76.
Key Metrics & Risk
Based on 5-year historical data from Yahoo Finance (daily returns, annualized using 252 trading days).
| Metric | Value |
|---|---|
| Latest Price | $49.76 |
| Latest Date | 2026-06-10 |
| Expected Return (Annualized) | 6.85% |
| Risk / Std Dev (Annualized) | 31.90% |
| Sharpe Ratio (rf=4.5%) | 0.07 |
S&P 500 Context
- Sector: Financials
- Sub-Industry: Diversified Banks
- Exchange: NASDAQ
- Index: S&P 500 Component
Risk/Return Profile
The stock shows an annualized expected return of 6.85% with an annualized volatility of 31.90%. The Sharpe ratio of 0.07 (assuming 4.5% risk-free rate) indicates below-average risk-adjusted returns relative to the risk-free rate.
Modern Portfolio Theory Positioning
This stock is plotted on the S&P 500 Modern Portfolio Theory chart which visualizes the risk/return trade-off across all S&P 500 components. The chart uses Sharpe ratio as the color dimension, allowing quick identification of stocks with superior risk-adjusted performance.
Fundamentals
| Metric | Value |
|---|---|
| Market Cap | 61.99B |
| Enterprise Value | 92.27B |
| Trailing P/E | 12.32 |
| Forward P/E | 9.71 |
| Price to Book | 1.04 |
| Price to Sales | 3.32 |
| EV/Revenue | 4.95 |
| Profitability | | | Profit Margin | 29.62% | | Operating Margin | 38.99% | | ROE | 8.58% | | ROA | 1.02% |
| Growth | | | Revenue Growth | 5.2% | | Earnings Growth | 25.3% |
| Dividend | | | Dividend Yield | 418.0% | | Payout Ratio | 51.49% | | 5Y Avg Yield | 470.0% |
| Financial Health | | | Total Revenue | 18.66B | | Total Debt | 72.21B | | Total Cash | 46.85B | | Operating Cash Flow | 5.67B |
| Price & Technical | | | 52W High | $56.2$ | | 52W Low | $38.84$ | | 50-Day Avg | $48.89$ | | 200-Day Avg | $47.77$ | | Beta | 0.88 | | Shares Outstanding | 1.25B | | Float Shares | 1.24B | | Insider Holdings | 0.18% | | Institutional Holdings | 77.14% | | Short Ratio | 4.83 | | Short % of Float | 2.73% |
| Analyst Targets | | | Target High | $63.0$ | | Target Low | $45.0$ | | Target Mean | $55.67$ | | Target Median | $56.0$ | | # of Analysts | 18 | | Recommendation | none |
Disclaimer
This analysis is for educational purposes only and does not constitute financial advice. Past performance is not indicative of future results. Always conduct your own research or consult a qualified financial advisor before making investment decisions.