U.S. Bancorp (USB) is a diversified banks company in the Financials sector. Listed on the NASDAQ, U.S. Bancorp is a component of the S&P 500 index. As of 2026-06-10, the stock is trading at $56.81.
Key Metrics & Risk
Based on 5-year historical data from Yahoo Finance (daily returns, annualized using 252 trading days).
| Metric | Value |
|---|---|
| Latest Price | $56.81 |
| Latest Date | 2026-06-10 |
| Expected Return (Annualized) | 8.01% |
| Risk / Std Dev (Annualized) | 29.82% |
| Sharpe Ratio (rf=4.5%) | 0.12 |
S&P 500 Context
- Sector: Financials
- Sub-Industry: Diversified Banks
- Exchange: NASDAQ
- Index: S&P 500 Component
Risk/Return Profile
The stock shows an annualized expected return of 8.01% with an annualized volatility of 29.82%. The Sharpe ratio of 0.12 (assuming 4.5% risk-free rate) indicates below-average risk-adjusted returns relative to the risk-free rate.
Modern Portfolio Theory Positioning
This stock is plotted on the S&P 500 Modern Portfolio Theory chart which visualizes the risk/return trade-off across all S&P 500 components. The chart uses Sharpe ratio as the color dimension, allowing quick identification of stocks with superior risk-adjusted performance.
Fundamentals
| Metric | Value |
|---|---|
| Market Cap | 88.49B |
| Enterprise Value | 125.16B |
| Trailing P/E | 11.91 |
| Forward P/E | 10.05 |
| Price to Book | 1.51 |
| Price to Sales | 3.32 |
| EV/Revenue | 4.7 |
| Profitability | | | Profit Margin | 29.29% | | Operating Margin | 37.84% | | ROE | 12.35% | | ROA | 1.14% |
| Growth | | | Revenue Growth | 4.6% | | Earnings Growth | 14.8% |
| Dividend | | | Dividend Yield | 363.0% | | Payout Ratio | 43.19% | | 5Y Avg Yield | 421.0% |
| Financial Health | | | Total Revenue | 26.65B | | Total Debt | 82.37B | | Total Cash | 52.67B | | Operating Cash Flow | 9.62B |
| Price & Technical | | | 52W High | $61.19$ | | 52W Low | $42.55$ | | 50-Day Avg | $54.96$ | | 200-Day Avg | $52.34$ | | Beta | 1.0 | | Shares Outstanding | 1.56B | | Float Shares | 1.55B | | Insider Holdings | 0.13% | | Institutional Holdings | 85.67% | | Short Ratio | 0.0 | | Short % of Float | 0.0% |
| Analyst Targets | | | Target High | $74.0$ | | Target Low | $57.5$ | | Target Mean | $63.55$ | | Target Median | $63.0$ | | # of Analysts | 19 | | Recommendation | none |
Disclaimer
This analysis is for educational purposes only and does not constitute financial advice. Past performance is not indicative of future results. Always conduct your own research or consult a qualified financial advisor before making investment decisions.