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HK Equities · Finance research note

HKEX 8507 - i.century Holding Ltd.

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2. Company Fundamentals

2.3 Management

Role Metric
Consensus Rating N/A

2.4 Return

Metric Value
Expected Return (Ann.) 193.08%
Risk / Std Dev (Ann.) 129.93%

Price Snapshot:

Metric Value
Last Price 0.255 HKD
Day Change +0.034 (+13.60%)

DuPont Model Analysis

The DuPont model decomposes return on equity (ROE) into three operating and capital-structure drivers:

ROE = Net Margin × Asset Turnover × Equity Multiplier

The comparison uses the latest two comparable annual periods available for the issuer, with reported statement amounts shown in HK$. Revenue and net income are income-statement flows; total assets and shareholders’ equity are year-end balance-sheet figures. This is a simplified year-end-balance DuPont comparison rather than an average-balance ROE calculation.

DuPont component Calculation FY2026 FY2025
Revenue Reported revenue HK$163.01M HK$164.81M
Net income Reported net income HK$-800K HK$604K
Total assets Year-end reported balance HK$74.80M HK$65.04M
Shareholders’ equity Year-end reported balance HK$15.50M HK$17.02M
Net margin Net income ÷ revenue -0.49% 0.37%
Asset turnover Revenue ÷ total assets 2.1793x 2.5342x
Equity multiplier Total assets ÷ shareholders’ equity 4.8252x 3.8200x
ROE Net margin × asset turnover × equity multiplier -5.16% 3.55%

Source: Yahoo Finance annual statements. Values are based on the two latest comparable annual periods returned by the source; fiscal period labels use the statement period-end year.

2.5 FCFF DCF Valuation

Valuation basis: This research model follows a five-year, unlevered FCFF DCF. It starts from reported annual operating inputs, forecasts revenue and operating cash conversion under an explicit mechanical policy, discounts FCFF at WACC, applies a Gordon-growth terminal value, and bridges enterprise value to an indicative common-equity value per share. It is an analytical estimate rather than a recommendation or personalised target price.

Step 1 — Forecast Operating Profit and NOPAT

Reported operating input Value
Revenue HK$163.01M
Prior annual revenue HK$164.81M
EBIT HK$1.74M
Tax rate 40.00%
NOPAT = EBIT × (1 − tax rate) HK$1.04M
Forecast start-growth basis -1.09%
Forecast policy latest reported annual revenue growth, bounded to -10.00% / 15.00%

Step 2 — Calculate FCFF

Current FCFF building block Value
NOPAT HK$1.04M
Add: depreciation & amortisation HK$3.36M
Less: capital expenditure -HK$34,000.00
Less/(add): working-capital cash-flow movement HK$1.30M
Current unlevered FCFF HK$5.67M

Explicit FCFF forecast

Forecast year Revenue growth NOPAT D&A Capex Change in NWC FCFF Present value
1 -1.09% HK$1.03M HK$3.33M -HK$33,628.26 HK$1.28M HK$5.61M HK$5.31M
2 -0.20% HK$1.03M HK$3.32M -HK$855,107.87 HK$1.28M HK$4.77M HK$4.06M
3 0.70% HK$1.04M HK$3.34M -HK$1.69M HK$1.29M HK$3.98M HK$3.04M
4 1.60% HK$1.05M HK$3.40M -HK$2.56M HK$1.31M HK$3.20M HK$2.20M
5 2.50% HK$1.08M HK$3.48M -HK$3.48M HK$1.34M HK$2.42M HK$1.49M

Step 3 — Determine the Discount Rate (WACC)

WACC input Value
Risk-free rate 4.71%
Equity risk premium assumption 5.50%
Beta 1.28
Cost of equity 11.75%
Pre-tax cost of debt 4.54%
WACC 11.33%
WACC validation within standard range

Step 4 — Estimate Terminal Value

Terminal-value input Value
Perpetuity growth rate 2.50%
Terminal value HK$28.12M
Implied terminal EV / EBITDA 5.33x
Terminal value as % of enterprise value 50.50%

Step 5 — Discount Cash Flows to Enterprise Value

Enterprise-value component Value
Present value of explicit FCFF HK$16.12M
Present value of terminal value HK$16.44M
Indicated enterprise value HK$32.56M
Discounting convention mid-year for explicit FCFF; terminal value discounted at year-end five

Step 6 — Convert Enterprise Value to Equity Value

Equity bridge Value
Indicated enterprise value HK$32.56M
Less: gross interest-bearing debt HK$26.10M
Add: cash and equivalents HK$21.80M
Add: affiliate investments HK$0.00
Less: minority interests HK$0.00
Indicated common equity value HK$28.27M

Step 7 — Calculate Indicative Value Per Share

Per-share output Value
Shares used 737,500,000.00
Share-count basis reported shares outstanding; option/RSU dilution data not separately available
Current market price HK$0.66
DCF indicative value per share HK$0.04
Indicative value vs. market price -94.19%

Model Integrity Checks

Check Result
Perpetuity growth is below the risk-free rate pass
Perpetuity growth is below WACC pass
WACC is within the configured operating-company range pass
Terminal-year FCFF is positive pass
Terminal capex converges to D&A pass
Terminal-value concentration within review band
Implied price differs from spot by more than 30% review required

2.6 Investor-Style Research Screen

Educational screen Result
Buffett-inspired cash-quality checks 3/4 evidenced checks
Lynch-inspired balance-and-growth checks 4/4 evidenced checks

Data lineage: Yahoo Finance public market and reported-statement data; retrieval timestamp: 2026-08-18 17:16:02.987975 UTC; latest reported fiscal period: 2026-03-31 00:00:00. Default assumptions: five-year forecast, mid-year discounting for explicit FCFF, a maximum 2.50% perpetuity-growth rate below both WACC and the risk-free rate, historical operating-ratio persistence, and capex convergence to D&A by year five. No sell-side consensus or management guidance is substituted for reported inputs. This is research and analysis only, not personalized financial advice.

2.7 Quantitative Factor Diagnostics

Model basis: Daily issuer USD excess returns are regressed in-sample using ordinary least squares on matching regional Fama–French factors. FF3 estimates market, size, and value loadings; FF5 adds profitability and investment. Coefficients are descriptive historical exposures, not predictions.

Estimation input Value
Regional factor set Asia Pacific ex Japan
Factor-return currency USD
Issuer-return basis USD adjusted total return
Estimation window 2025-08-20 to 2026-06-30
Aligned daily observations 210
Minimum observation requirement 120
Currency conversion for HK listings HKD adjusted close divided by daily USD/HKD close before simple daily return calculation

Fama–French Three-Factor and Five-Factor Results

Diagnostic FF3 FF5
Annualised alpha 2,221.65% 2,862.93%
Adjusted R² -0.00 -0.00
Annualised residual volatility 171.07% 170.09%
Factor loading (t-statistic) FF3 FF5
Market excess return (Mkt-RF) -0.09 (-0.10) -0.57 (-0.55)
Size (SMB) 1.19 (0.83) -0.32 (-0.18)
Value (HML) -1.34 (-0.99) -1.53 (-1.02)
Profitability (RMW) NM -1.90 (-0.99)
Investment (CMA) NM -2.59 (-1.20)

Definitions: Mkt-RF is the market return less the risk-free rate; SMB is small minus big; HML is high minus low book-to-market; RMW is robust minus weak profitability; CMA is conservative minus aggressive investment. Factor returns are sourced from the Kenneth R. French Data Library; issuer adjusted-return history is sourced from Yahoo Finance. For Hong Kong listings, adjusted HKD prices are converted into USD with daily USD/HKD closes before return calculation to match the USD regional factor basis. This is an in-sample historical regression; coefficients and t-statistics do not establish causation or predict future returns. This is research and analysis only, not personalized financial advice.

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