US Equities Analysis

MTB — M&T Bank

Research evidence pack

Source-backed valuation visuals

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2. Company Fundamentals

2.1 Competitiveness

Metric Value
Operating Margins 38.9%
Profit Margins 31.48%
Return on Equity 10.29%
Return on Assets 1.38%
Free Float 0.15B
Dividend Yield 2.53%
Short Int % Utilisation 4.72%

2.2 Growth

Metric Value
Revenue Growth 5.7%
EBITDA N/A (Ratio)
Enterprise Value 38.02B
EV/Revenue 4.08

Revenue growth of 5.7% indicates steady, moderate expansion.

2.3 Management

Role Metric
Consensus Rating N/A

2.4 Return

Metric Value
Expected Return (Ann.)* 41.22%
Risk / Std Dev (Ann.)* 21.50%
1-Year Price Return* 37.66%

Latest Market Data (as of 2026-08-14, US Eastern time):

Metric Value
Last Price $254.09
52-Week Range $174.76 – $255.68
Observation Count 251 trading days

The return and risk statistics use daily adjusted closes from the retrieved one-year series and annualise daily moments using 252 trading days. The last price is the latest regular-market price reported for the stated date. Source: Yahoo Finance market data.

2.5 FCFF DCF Valuation

FCFF DCF exception: FCFF DCF is not the primary valuation method for financial institutions or REITs. This post deliberately does not publish a mechanical enterprise value or implied per-share value on an unsuitable basis.

Available valuation input Value
Last market price $251.79
Market capitalisation $36.49B
Revenue $9.63B
EBIT NM
Reported free cash flow $2.86B
FCF yield 7.84%
Net debt / EBITDA NM

2.6 Investor-Style Research Screen

Educational screen Result
Buffett-inspired cash-quality checks not rated — FCFF DCF suitability or data-integrity condition not met
Lynch-inspired balance-and-growth checks not rated — FCFF DCF suitability or data-integrity condition not met

Data lineage: Yahoo Finance public market and reported-statement data; retrieval timestamp: 2026-08-18 17:42:56.675110 UTC; latest reported fiscal period: 2025-12-31 00:00:00. Financial institutions and REITs require sector-specific methods rather than a mechanical FCFF DCF. This is research and analysis only, not personalized financial advice.

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