US Equities Analysis

PGR — Progressive Corporation

Research evidence pack

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2. Company Fundamentals

2.1 Competitiveness

Metric Value
Operating Margins 16.39%
Profit Margins 12.93%
Return on Equity 37.9%
Return on Assets 7.94%
Free Float 0.58B
Dividend Yield 6.20%
Short Int % Utilisation 1.22%

2.2 Growth

Metric Value
Revenue Growth 8.7%
Free Cash Flow 15.5B
EBITDA 8.28 (Ratio)
Enterprise Value 125.42B
EV/Revenue 1.4
EV/EBITDA 8.28

Revenue growth of 8.7% indicates steady, moderate expansion.

2.3 Management

Role Metric
Consensus Rating N/A

2.4 Return

Metric Value
Expected Return (Ann.)* -6.71%
Risk / Std Dev (Ann.)* 25.67%
1-Year Price Return* -9.68%

Latest Market Data (as of 2026-08-14, US Eastern time):

Metric Value
Last Price $209.60
52-Week Range $189.20 – $254.93
Observation Count 251 trading days

The return and risk statistics use daily adjusted closes from the retrieved one-year series and annualise daily moments using 252 trading days. The last price is the latest regular-market price reported for the stated date. Source: Yahoo Finance market data.

2.5 Valuation & Cash Flow

Data status: a sector-specific method is required. The post does not publish a mechanical UFCF/WACC conclusion for this issuer.

Available valuation input Value
Last market price $203.84
Market capitalisation $118.51B
Reported free cash flow $17.20B
FCF yield 14.51%
Net debt / EBITDA NM

2.6 Investor-Style Research Screen

Educational screen Result
Buffett-inspired cash-quality checks not rated — model suitability or data-integrity condition not met
Lynch-inspired balance-and-growth checks not rated — model suitability or data-integrity condition not met

Data lineage: Yahoo Finance public market and statement data; retrieval timestamp: 2026-08-17 23:49:13.573652 UTC; latest reported fiscal period: 2025-12-31 00:00:00. A screen result is an evidence flag, not a buy or sell instruction.

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